Your Money Could Be Working Harder
Don't let your hard-earned money sit in a traditional savings account. A BrightStar Money Market Account earns you more — with tiered rates that reward higher balances and the flexibility to access your funds when you need them.
Why Open a Money Market Account?
The sweet spot between savings and checking — earn more without locking up your money.
Higher Rates Than Savings
Money Market accounts earn significantly more than standard savings — especially at higher balances. Your money works harder without doing anything differently.
Access When You Need It
Unlike a CD, your money isn't locked away. Make up to 6 transfers per month, write checks, and deposit as often as you want.
Federally Insured
Every dollar is protected up to $250,000 by NCUA. Your savings grow with zero risk and complete peace of mind.
What You Get with a BrightStar Money Market
Low-Risk Savings
A safe, low-risk way to earn more than a traditional savings account — backed by NCUA insurance.
Competitive Tiered Rates
The more you deposit, the more you earn. Our tiered rate structure rewards you for growing your balance.
$2,500 Minimum to Earn
Maintain an average daily balance of $2,500 or more to earn dividends. Higher tiers earn progressively better rates.
Unlimited Deposits
Add to your account as often as you want with no deposit limits. Build your balance on your own schedule.
Online & Mobile Banking
Monitor your balance, transfer funds, and track your earnings anytime from your phone or computer.
Flexible Transfers
Up to 6 withdrawals or transfers per statement cycle. Move money to checking, pay bills, or write checks.
Money Market Rates
Higher balances earn higher rates. Lock in your tier today.
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Rates effective as of . Rates may change at any time.
* APY = Annual Percentage Yield. Rate = Dividend Rate.
All rates are our best rates and are subject to change without notice.
Minimum balance of $2,500 required to earn dividends.
Fees could reduce the earnings on your account.
How Does a Money Market Compare?
Choose the savings tool that fits your goals
Open Your Account in 3 Easy Steps
1. Apply Online or In-Branch
Open your Money Market Account in minutes online, or stop by any BrightStar branch and we'll set it up in person.
2. Fund Your Account
Make your opening deposit. The more you deposit, the higher your rate tier. $2,500 minimum to start earning dividends.
3. Watch It Grow
Dividends compound and credit monthly. Add more anytime to reach higher rate tiers. Track your earnings in online banking.
Money Market Questions, Answered
Find answers to common questions about our checking accounts and services.
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*APY = Annual Percentage Yield. Rate = Dividend Rate. All rates shown are our best rates; are correct as of the effective date shown and are subject to change or end without notice. Your actual rate(s) may vary depending on a number of factors, including membership level and the product you select. Fees could reduce the earnings on your account(s). See our Fee Schedule and Account Disclosures for complete details. For Money Market Accounts, certain limitations apply to the nature and number of monthly transactions.
During the statement cycle, you may not make more than six withdrawals or transfers to another credit union account or to a third party by means of a preauthorized or automatic transfer, computer transfer, or telephonic order or instruction or by check, draft, debit card or similar order to a third party. If you exceed the transaction limitations set forth above, your account may be subject to closure.
Make Your Savings Work Harder
Open a BrightStar Money Market Account and start earning competitive tiered rates today. Federally insured by NCUA up to $250,000.