Lower Rates. More Flexibility. Specially Designed for You.Exclusive HELOC Offer for School Employees

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We understand the challenges of being an educator, and we’re here to make things easier. Take advantage of our exclusive Educator’s Home Equity Line of Credit (HELOC) with flexible options to fit your needs.

Special Introductory Offer:

As low as 6.99% APR for 12 months when you advance at least $10,000 at closing*
Borrow up to 80% of your home's equity
Interest may be tax-deductible (consult your tax advisor)
Enjoy flexible terms and pricing options just for you

Choose the Pricing Option That Works Best For You

1

Advance at least $10,000 at closing and enjoy a 12-month introductory rate of 6.99% APR

2

No advance required – receive our standard rate

3
NEW!

Maintain a Direct Deposit of $1,000+ per month into a checking account and get a permanent 0.25% rate discount

Your Home's Equity. Your Way.

Use your HELOC for home renovations, a well-deserved vacation, debt consolidation, or whatever you need—on your terms.

Educators in public, charter, private schools, colleges, and universities are eligible. Retired Broward Schools educators qualify too!

APR=Annual Percentage Rate. Special introductory rate offer only available when an immediate draw of at least $10,000 is made. After 12 months, your rate will revert to a standard rate as low as Prime Rate minus 0.25% APR. Membership eligibility is required. Proof of Public, Charter School, Private School, College, or University employment required. Retired Broward Schools Educators are eligible. Paycheck stub or school ID required. Conditions and credit approval apply. Offers are subject to change or end at any time. The cost and fees disclosed are estimated and are subject to change. Additional fees may be imposed, depending on the loan program selected. Our Home Equity Lines of Credit have no annual fee and no application fee. HELOC APRs are variable and indexed to the Prime Rate as published in the Wall Street Journal. The maximum APR that may be imposed is 18%, and the minimum (floor) APR is 4%. Consult your tax adviser to determine tax benefits, if any. Members may be required to pay for an appraisal, which can range from $325-$550. Simultaneous loan closings are not eligible for this promotion. This promotional offer is only available for new loans and cannot be extended to an existing loan.