* APY = Annual Percentage Yield. Rate = Dividend Rate. Rates shown are our best rates; are correct as of the effective date (02/27/25) shown and are subject to change or end without notice. Your actual rate(s) may vary depending upon a number of factors, including membership level, and length of certificate. Fees could reduce earnings on an account, a penalty will or may be imposed for early withdrawals. Ask a BrightStar Credit Union representative for details. Terms and conditions apply. Membership eligibility required. $500.00 Minimum on Certificate of Deposit. Federally insured by NCUA.