What do I need to open a business checking account?

You'll need your business formation documents (Articles of Incorporation, LLC Operating Agreement, or DBA certificate), a valid government-issued ID, your EIN (Employer Identification Number), and an initial deposit of $100.

Which business checking account is right for me?

Premier is best for businesses that maintain higher balances and want to earn dividends. Classic is ideal for startups and small businesses with lower balances. Non-Profit is designed specifically for 501(c)(3) organizations with no monthly fees.

Can I avoid the monthly service fee?

Yes. Premier Business Checking waives the $12.95 fee when you maintain a $5,000 average monthly balance. Classic Business Checking waives the $7.95 fee with a $1,500 average monthly balance. Non-Profit accounts have no monthly fee.

Does Premier Business Checking really earn dividends?

Yes. Premier Business Checking earns monthly dividends on your balance. Rates are tiered — balances of $20,000 and above earn a higher APY. Check our current rates page for the latest rates.

Can I use mobile deposit for my business account?

Yes. All business checking accounts include mobile banking with mobile check deposit, so you can deposit checks from your phone without visiting a branch.

Do you offer overdraft protection?

Yes. All three business checking accounts include overdraft protection options to help prevent declined transactions and returned checks.

Can I have multiple authorized users on my business account?

Yes. You can add authorized signers to your business checking account. Each signer will need to provide valid identification and complete the required documentation.

Is online bill pay included?

Yes. Business Online Banking with bill pay is free with all our business checking accounts. You can pay vendors, schedule recurring payments, and manage your cash flow from one dashboard.

Routing #:Routing Number: 267078299

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Business Checking

BrightStar's Business Checking Accounts include FREE Business Online Banking, FREE online statements, FREE online check images, a FREE Business Visa Debit Card — plus BrightStar's guarantee of great service.

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Online Banking & Bill Pay — Manage payments, transfers, and statements 24/7

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