BrightStar Credit Union Smart Option Student Loan by Sallie Mae® is an ideal solution to help bridge the gap between federal loans and the cost of your education expenses.

The Smart Option Student Loan Features and Benefits:

- Fast Online Application. Easy-to-complete application takes about 20 minutes. It's quick and easy.

- No prepayment penalty

- Reasonable Interest Rates

- Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate

- Borrow up to 100% of school certified education costs (minimum $1,000)

- 24/7 online account management.

- Several in-school repayment options available

- Borrower benefits available – like rewards and interest rate reductions

- Rates that reward creditworthy borrowers


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