BrightStar Credit Union Smart Option Student Loan by Sallie Mae® is an ideal solution to help bridge the gap between federal loans and the cost of your education expenses.

The Smart Option Student Loan Features and Benefits:

  • Fast Online Application. Easy-to-complete application takes about 20 minutes. It's quick and easy.
  • No prepayment penalty
  • Reasonable Interest Rates
  • Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate
  • Borrow up to 100% of school certified education costs (minimum $1,000)
  • 24/7 online account management.
  • Several in-school repayment options available
  • Borrower benefits available – like rewards and interest rate reductions 
  • Rates that reward creditworthy borrowers


closed banner