No purchase necessary to enter or win. A purchase will not increase your chances of winning.

1. To Enter:
The Sweepstakes begins January 1, 2009 and ends December 31, 2009 (“Sweepstakes Period”). To enter, simply complete a Member Referral Card/Form (“Entry Form”) available at any BrightStar Credit Union branch or online at www.bscu.org/sharethelove. Hand the Entry Form to a family member, friend, co-worker or neighbor eligible for credit union membership (if they live, work or attend school in Broward or Palm Beach County, Florida). Direct the new member to visit any BrightStar Credit Union branch to open their account. Once the new member account is opened, both the referring member and the new member will be entered into the sweepstakes. The Entry Form must be presented at the time the account is opened. Members may refer as many new members as they wish; however, a separate Entry Form must be completed for each referred new member. Accounts may also be opened via mail by contacting BrightStar Credit Union’s Member Service Center at 954-486-2728 or by visiting us online at www.bscu.org. If the account is opened via mail, an Entry Form must be included with the new member application. Entries become the property of BrightStar Credit Union and will not be returned.

To Enter Without Referring a New Member: Hand-print your name, address, city, state, zip code, telephone number, BrightStar CU member number and the words “Member Referral Program” on a 3”x5” card and mail in an envelope to: BrightStar Credit Union, Attn. Marketing Dept., P.O. Box 8966, Fort Lauderdale, FL 33310-8966. BrightStar Credit Union must receive all mail-in entries no later than December 31, 2009. Enter as often as you wish; however, only one entry per stamped envelope will be accepted. No mechanical reproductions permitted. Entries become the property of BrightStar Credit Union and will not be returned.

2. Eligibility:
Sweepstakes is open to all BrightStar Credit Union members in good standing, eligible per Credit Union policy, who are eighteen (18) years of age or older at the time of entry. Employees, officers, directors, and representatives of BrightStar Credit Union and immediate family members (spouse and parents, siblings and children and their spouses) and persons living in the same households of each of the above are ineligible. Void where prohibited by law. All Federal, State, and local laws apply.

3. Selection of Winners:
One (1) random drawing will be held each month during the Sweepstakes Period. A total of Twelve (12) random drawings will be conducted for this Sweepstakes. Random drawings will be held on or about February 2, 2009, March 2, 2009, April 1 , 2009, May  1, 2009,  June 1, 2009, July 1, 2009, August 3, 2009, September 1, 2009, October 1, 2009, November 2, 2009, December 1, 2009, and January 4 , 2010. There will be two prize winners per random drawing – one (1) prize will be awarded to the referring member and one (1) prize will be awarded to the new member.

4. Prizes: Twenty-four (24) $250 Cash Prizes:
Two (2) $250 cash prizes will be awarded each month during the sweepstakes period – one (1) $250 cash prize will be awarded to the referring member and one (1) $250 cash prize will be awarded to the new member. Cash prizes will be automatically deposited into the member’s savings account. Selected winners will be notified by mail, telephone, or e-mail on or about the drawing date. In the event a selected winner is unreachable or cannot accept the prize for any reason, the selected winner may forfeit the prize and an alternate winner may be selected from the remaining eligible entries. The total value of the prizes to be awarded is $6,000.00. No transfer or substitution of prize permitted by winner. Federal, State, and local taxes are responsibility of prize winner. Odds of winning will depend upon the number of entries received.

5. General Conditions:
By participating in this Sweepstakes, entrants agree to be bound by these Official Rules and the decisions of the judges, which are final in all respects. By entering, entrants agree and acknowledge that BrightStar Credit Union and its employees, officers, and directors are not responsible for and shall not be liable for: (i) late, lost, delayed, misdirected, incomplete, unreadable, inaccurate, or illegible entries; (ii) any injuries, losses or damages of any kind caused by the prize or resulting from acceptance, possession or use or misuse of any prize or from participating in the Sweepstakes; or (iii) postage-due mail, any printing, typographical, administrative or technological errors in any material associated with the Sweepstakes. BrightStar

Credit Union reserves the right, in its sole discretion, to modify, cancel or suspend this Sweepstakes should any cause or problem corrupt or inhibit the administration, security or proper operation of the Sweepstakes and, in such situation, to select the winner from entries received prior to the action taken or in such manner as deemed fair and appropriate by BrightStar Credit Union. BrightStar Credit Union may use winner's name, likeness and city name for promotional purposes without additional compensation, except where prohibited by law.

6. Winners List:
For the name of the Prize Winners, available after 12/31/09, send a self-addressed, stamped envelope to: BrightStar Credit Union, Attn: Winner's List, P.O. Box 8966, Fort Lauderdale, FL 33310-8966. The winners list will be sent when all drawings have been conducted and all winners have been verified. Requests must be received by February 28, 2010. Please specify "Member Referral Program Winners List."